Garner Top Provider Incentive
Add a top provider. Seek care. Earn HSA contributions!
K-C is introducing a new benefit in 2027 for employees and covered dependents enrolled in a K-C medical plan to help you find high-quality health care providers, improve health outcomes, and help manage rising health care costs: the Garner Top Provider Incentive. If you or a covered dependent receives care from eligible top providers, K-C will make additional contributions to your Health Savings Account (HSA)* based on your eligible out-of-pocket costs, up to the annual limit.
For details about how the Garner Top Provider Incentive works, click here.
What Is Garner Health?
Meet Garner
Garner Meeting Recording
High-Quality Care. Greater Savings.
Garner helps you identify high-quality, top-performing providers within the Anthem network based on real patient outcomes and clinical performance data.
Whenever you or a covered dependent receives care from a designated top provider, K-C will contribute to your HSA for your eligible out-of-pocket costs:
- Up to $1,000 annually for Individual coverage
- Up to $2,000 annually for 2-Party and 2-Party Plus coverage
The Garner incentive is in addition to K-C's regular HSA contribution each year, so you'll get rewarded for getting the highest-quality care for you and your family.

How It Works
Step 1
Search for a provider.
Step 2
Add top provider to your Care Team before your visit.
Step 3
Receive care.
Step 4
K-C makes HSA* contribution(s) for eligible costs up to the limit.




For details about how the Garner Top Provider Incentive works, click here.
Have Questions?
Garner Concierge Team
Garner can help you find top providers, answer incentive questions, and support you every step of the way. The Concierge Team is available at 866-761-9586 (Monday through Friday from 8 a.m. to 10 p.m. ET) or at [email protected].