Kimberly Clark

Garner Top Provider Incentive

Add a top provider. Seek care. Earn HSA contributions!

K-C is introducing a new benefit in 2027 for employees and covered dependents enrolled in a K-C medical plan to help you find high-quality health care providers, improve health outcomes, and help manage rising health care costs: the Garner Top Provider Incentive. If you or a covered dependent receives care from eligible top providers, K-C will make additional contributions to your Health Savings Account (HSA)* based on your eligible out-of-pocket costs, up to the annual limit.

Looking for information about onsite and/or virtual meetings? Click here.

What Is Garner Health?



Meet Garner



High-Quality Care. Greater Savings.

Garner helps you identify high-quality, top-performing providers within the Anthem network based on real patient outcomes and clinical performance data.

Whenever you or a covered dependent receives care from a designated top provider, K-C will contribute to your HSA for your eligible out-of-pocket costs:

  • Up to $1,000 annually for Individual coverage
  • Up to $2,000 annually for 2-Party and 2-Party Plus coverage

The Garner incentive is in addition to K-C's regular HSA contribution each year, so you'll get rewarded for getting the highest-quality care for you and your family.

Table comparing K-C HSA contributions: regular annual contribution $600 Individual / $1,200 2-Party; Garner Top Provider reimbursement up to $1,000 / $2,000; total possible up to $1,600 / $3,200

Out-of-pocket expenses that are eligible for the Garner incentive include:

  • Office visits (excluding preventive care)
  • Lab work
  • Imaging
  • Procedures
  • Prescriptions (prescribed by top providers on your Care Team)
  • Urgent care clinic visits



How It Works

Step 1

Search for a provider.

Step 2

Add top provider to your Care Team before your visit.

Step 3

Receive care.

Step 4

K-C makes HSA* contribution(s) for eligible costs up to the limit.

Garner app provider search screen
Garner app Care Team screen
Garner app provider location screen
Garner app claims screen

For full details, attend a meeting.

*Enrolled in the HRA? You're eligible for the same incentive. Contact Garner for more information.


Have Questions?


Join a Meeting

Find an onsite or virtual meeting that works for you. Dependents are welcome to join virtual meetings too!

See the Meeting Schedule

Frequently Asked Questions

Review answers to frequently asked questions.

Access FAQs

Garner Concierge Team

Garner can help you find top providers, answer incentive questions, and support you every step of the way. The Concierge Team is available at 866-761-9586 (Monday through Friday from 8 a.m. to 10 p.m. ET) or at [email protected].


Disclaimer

This site is provided to help Kimberly-Clark (K-C) employees better understand their benefit plans. It does not guarantee coverage under a plan and does not provide complete descriptions of K-C benefit plans. K-C reserves the right to change these plans at any time. In all cases, the formal Plan Documents will govern.

If you are an organized hourly employee covered by these plans, see your HR representative or other person designated at your unit for information on how your plan(s) may differ from the information on this site. You may also call the Benefits Information Line at 800-551-2333. Empyrean representatives are available Monday through Friday, 9 a.m. to 5 p.m. ET and Fidelity representatives are available Monday through Friday, 8:30 a.m. to 8:30 p.m. ET. From outside the U.S., dial your country’s toll-free AT&T Direct Access number then enter 800-551-2333.