Kimberly Clark

Business Travel Insurance

Protection for Travel Accidents

The Business Travel Accident Insurance (BTA) plan gives you and your loved ones extra financial protection if you are disabled, severely injured, or if you die while traveling on Company business.


How the Plan Works

As an active employee, you are automatically enrolled in this coverage effective on your date of hire. The coverage is paid for by K-C. You cannot enroll your spouse or child(ren) in this coverage.

The benefit paid to you (or your named beneficiary, in the event of your death) for a qualifying business travel accident is five times (5x) your base pay.

Base Pay

Base pay for salaried employees is defined as your annual base pay including any shift differentials as of the preceding July 1, or date you first become eligible for coverage if later than July 1. Your base pay does not include overtime, incentive pay, bonuses, or any adjustments you receive as a result of a temporary assignment. For hourly employees, your annual base pay is your hourly rate of pay including shift differential but excluding overtime, incentive, or bonuses, multiplied by 40 (hours) times 52 (weeks).


This site is provided to help Kimberly-Clark (K-C) employees better understand their benefit plans. It does not guarantee coverage under a plan and does not provide complete descriptions of K-C benefit plans. K-C reserves the right to change these plans at any time. In all cases, the formal Plan Documents will govern.

If you are an organized hourly employee covered by these plans, see your HR representative or other person designated at your unit for information on how your plan(s) may differ from the information on this site. You may also call the Benefits Information Line at 800-551-2333. Empyrean representatives are available Monday through Friday, 9 a.m. to 5 p.m. ET and Fidelity representatives are available Monday through Friday, 8:30 a.m. to 8:30 p.m. ET. From outside the U.S., dial your country’s toll-free AT&T Direct Access number then enter 800-551-2333.